Is Your Destiny in Your Hands?

I have just recently learned to communicate on postings from you tube, via gmail. It can be a lively conversation to say the least, but sometimes, the comments are very edifying, and thought provoking. Here is one I'd like to share with you. I give credit to the writer.

"For everyone, whoever should be invoking the name of the Lord, shall be saved." (Romans 10:13)
That verse of scripture has been used by countless preachers to convince their audiences that if you just call on the Lord you will be saved.
And I would agree.
...
Where it gets muddy is they (the preachers) make it your choice, your destiny is in your hands. You become the channel and cause of your fate. If you refuse to call on Him, you are lost, and if you decide to call on Him you are saved, so it is up to you to determine the outcome of where you will spend eternity.
Paul tells us in Ephesians 2:8-9:
"For in grace, through faith, are you saved, and this is not out of you; it is God's approach present, not of works, lest anyone should be boasting." I also like to include the next five words of verse 10: "For His achievement are we."
If you called out to the Lord to save you, who caused you to call out to Him is the question I ask when someone tells me "they" accepted the Lord.
Are you your own achievement?
Are you the cause of your salvation?
And if you are, you are also the channel through which salvation came to you.
The truth is God caused you to believe, and in Romans Paul tells us the channel that was used to caused you to believe.
"How, then, should they be invoking One in Whom they do not believe? Yet how should they be believing One of Whom they do not hear? Yet how should they be hearing apart from one heralding? Yet how should they be heralding if ever they should not be commissioned? According as it is written: How beautiful are the feet of those bringing an evangel of good! But not all obey the evangel, for Isaiah is saying, "Lord, who believes our tidings?" Consequently, faith is out of tidings, yet the tidings through a declaration of Christ." (Romans 10:14-17)
It was through a declaration of Christ that you believed, either through hearing about Him, or reading about Him, and when you heard, or when you read, God caused you to believe. You didn't wake up one morning and say to yourself: "I think I will believe in Christ today." And if you did, it is only because you first heard of Him.
Nothing any of us did inspired God to save us, on the contrary:
"Yet God is commending this love of His to us, seeing that, while we are still sinners, Christ died for our sakes." (Romans 5:8)
Anything any of us did was only a reaction to what He did first.
If we believe it is because He caused it, and the channel in which it came through was the word, either read or heard.